Financial Analyst
Responsibilities
Proceeding of loan applications and term sheets received from Loan Origination and Structuring Division for the Commercial and Business Banking segments
Execution of underwriting of credit applications and review of proposed limits by Loan Origination and Structuring Division
Conduct credit risk assessment in accordance with Bank’s approved credit policy and respective procedures developed by Risk Management Department
Perform the analysis of the client’s financial position and future loan repayment capacity, calculation of clients’ credit ratings
Submit credit applications to Head of division for proceeding to Credit Committee for final decision on loans
Interaction with Risk Management Department during the process of credit application assessment in case methodological assistance is needed
Requesting additional information needed for comprehensive risk assessment from the client from Loan Origination and Structuring Division, coordinating interaction with the respective relationship manger if required
Requirements:
• University degree;
• Education directions: BA, MSc, MBA, Finance, Accounting;
• International certificates: CFA (preferred Level 1);
• Knowledge of Microsoft Office;
• Fluent Knowledge of Azerbaijani, English, Russian;
• Frequent coordination and/or team problem solving with other structural units for work production or service quality;
• Independent judgment is required to review and analyse all types of loan applications.
Interested Candidates please send your CV to [email protected] indicating the title of position in the subject line of your message.
Otherwise your candidacy will not be considered.