Junior Credit Analyst (SME)

İşin təsviri

Role:

SME Lending specialist evaluates loan applications of all types of SME clients, analyses business and financial statements (conventional and expedited way), makes projections, provides financial advice to clients and by acting as a team with Relationship Managers, ensures quick and efficient lending.

Responsibilities:

• Business financial analysis of small and medium-sized businesses. Ensuring professional communication with clients and providing them financial advisory.
• Ensuring effective collaboration with Relationship Managers and other stakeholders.
• Credit risk management. Lending safely, efficiently and fast, in accordance with SME Banking, Loan Origination & Structuring function financing standards.
• Making decision, completing credit memorandum and other application forms, submitting/presenting them to Credit Risk Underwriting Department and Credit Committee.
• Ensuring sustainable development of Loan Origination & Structuring function, applying the most appropriate approach and making relevant proposals to accelerate the workflow.

Required qualifications & skills:

• Bachelor Degree in Finance, Economics, Banking or relevant field
• High level of analytical skills
• Good communication and negotiation skills
• Experience in financial analysis, financial reporting or accounting
• Azerbaijani – fluent, English – good, Russian – desirable

İşəgötürənin reytinqi

PASHA Bank tərəfindən digər vakansiyalar

• Xəzinədarlıq Satışları şöbəsinə Kiçik Mütəxəssis
• Kiçik Müştəri Meneceri ( KOS )
• Kredit Risklərin İdarəedilməsi şöbəsinin Ehtiyatlanma Qrupuna Baş Mütəxəssis
• Qeyri Maliyyə Risklərinin İdarəedilməsi şöbəsinin İT və Kiber Riskləri Qrupuna Kiçik Mütəxəssis
• Daxili Nəzarət şöbəsinin Baş Mütəxəssisi