Senior MSE (Micro and Small Enterprises) Manager
- DəmirBank ASC
-
Elanın qoyulma tarixi: 12.07.2014Vakansiyaya müraciət tarixi bitmişdir.
İşin təsviri
OJSC DemirBank is currently seeking a Senior MSE (Micro and Small Enterprises) Manager for its Head Office.
About DemirBank:
DemirBank having already 25 summer history and a wide experience is one of leading banks of the country. The bank has been created as the first commercial bank in the country on October, 6th 1989. Known as Azerdemiryolbank it successfully functioned and reached many heights. Since October, 16th of 2009 year the Bank continued its activities as DemirBank.
The shareholders of DemirBank include European Bank for Reconstruction and Development (EBRD) with “25% + 1 share” since 2005 and Netherlands Development Finance Company (FMO) with 10% share since 2007. These international financial institutions with total of “35% + 1 share” are represented in the bank’s Supervisory Board and participate in strategic decision making. The presence of international shareholders is the evidence of reliability of DemirBank and creates new opportunities for its future development.
DemirBank started cooperating with international rating agency Fitch Ratings in 2004 and became the first private bank in the country that received international rating. DemirBank has the “B” rating with “positive” forecast of “Planet Rating” and "Fitch Ratings" agencies. These ratings are one of the best in Azerbaijan banking sector and their forecasts are indicators of the bank’s successful development.
Position Summary:
Senior MSE Manager is generally responsible for people management, business management, internal controls and portfolio quality, and planning and reporting.
S/he is responsible to design, evaluate and report on various aspects of MSE products and processes, help in the day-to-day operations support for the branches, evaluate new areas for expansion, participate in the branch setup process, handle small to medium projects on various aspects related to process and methodology.
Senior MSE Manager is responsible for MSE operations in all branches. S/he would have at least 33 branches with Credit Managers functionally reporting to him/her. S/he shall oversee all field MSE activities in all branches including meeting the business plan targets, and acting as Head Office representative at the field level.
Main Roles & Responsibilities
• Set up an appropriate model and structures for MSE lending, facilitate refining existing as well as development of new MSE products;
• Provide strategic leadership for the MSE lending as well as oversee the day to day running of the MSE activities;
• Analyze operations to evaluate MSE performance of the bank and its staff in meeting objectives, and to determine areas of potential cost reduction, program improvement or policy change;
• Plan and ensure the implementation of an adequate and timely reporting system with focus on each branch’s asset quality, liquidity, capital adequacy, and provisioning;
• Proactively lead organizational response to branches with non-standard MSE portfolio quality;
• Oversee the implementation of the internal control systems, ensuring the smooth running of the business and safeguarding bank’s assets;
• Coach, mentor and supervise MSE staff and ensure that they are adequately trained and operate at a high standard of timeliness and technical competency;
• Oversee branch functioning with respect to MSE operations, business development, systems and processes;
• Provide reports on MSE operations as requested by the Executive Board;
• Responsible for effectiveness and efficiency of the branches, team development, team morale and implementation of code of ethics and business conduct at the various levels in MSE operations;
• Consult department managers for necessary advice on MSE operations, reports, monitoring and evaluation, training other related matters to ensure compliance with internal and external controls;
• Deliver against Business Plan particularly in areas of MSE loan outreach, loan quality and business performance;
• Funding –work with investors who are active in MSE and who might provide support or funding;
• Ensure good team spirit and staff motivation in the branches including proposing and supervising team building activities;
• Succession planning – in cooperation with the HR department, identify and support development of the talents in branches;
• Review and discuss specific findings with Branch Managers and acknowledge reports to Executive Board.
• Ensure appropriate disciplinary actions based on the Internal Control and Internal Audit findings are escalated to HR Department;
• Provide quarterly reports to the Executive Board on the performance of the branches and key items that require attention of the board;
• Recommend to the top management any proposed major changes on branch offices or infrastructures, such as relocation, renovation, etc.;
Main Requirements
• University degree preferably in Commerce, Accounting, Business Administration or related discipline (MBA and professional qualifications will be considered an advantage);
• Verifiable 8-10 years’ experience in financial services industry including credit, relationship management, business/marketing strategy development, product development/management, deep industry knowledge, and strong relationships;
• At least 5 years of managerial experience;
• A charismatic leader, good trainer, facilitator, mentor, and coach;
• Good understanding of the credit technology and risk management;
• Good understanding of sales management and customer service;
• Advanced people management and motivation skills;
• Excellent communication skills (fluency in English (verbal and written) is a must);
• Proven report writing and presentation skills;
• Good knowledge of MS Excel, Word, Power Point (knowledge of the core banking system is an advantage);
• Extreme flexibility and ability to cope with stressful situations and frustrations;
Candidates are requested to send their Application Forms/CVs to [email protected] until July 20, 2014. Please indicate the name of the position (Senior MSE Manager) you are applying for in the subject line of the email. Otherwise the candidacy will not be considered in the review process of the applications collected.
Please be advised that only shortlisted candidates will be invited to the further stages of the recruitment process.
